FEDERAL PROGRAM SUPPORT Strengthen delivery, integrity, and oversight readiness with Navigate. LEARN MORE

Percentage sign on a white background, ocafs, ocafs 2026

FY26 OCAF rates

FY26 OCAF rates

HUD releases 2026 OCAFs for Section 8 PBRA renewals

HUD posted FY26 OCAF rates for PBRA renewals. See the new factors, the effective date, and the full table.

Percentage sign on a white background, ocafs, ocafs 2026

The FY2026 OCAF rates are out. We first told you about HUD’s pre-release publication earlier this week. You can find that blog post here.

These factors are used to adjust Section 8 rents for eligible project-based assistance renewals under MAHRA. HUD has updated these factors in iREMS. Our Contract Management department has sent out close to 400 2026 OCAF rates to date and expects to be very busy with the new factors in the coming weeks.


For many PBRA owners, OCAF-driven rent adjustments help align contract rents with operating cost trends. That includes costs like labor, utilities, taxes, and insurance.  When the methodology fits market reality, renewals are smoother. When it does not, underwriting gets harder and cash flow stress grows.

This table lists the FY 2026 OCAF for each state and territory. OCAFs apply to eligible PBRA Section 8 renewals with anniversaries on or after February 11, 2026.

FY 2026 Operating Cost Adjustment Factors (OCAFs) by state and territory
State / Territory FY26 OCAF State / Territory FY26 OCAF State / Territory FY26 OCAF
Alabama5.9Indiana5.0New Mexico6.3
Alaska5.0Iowa4.6New York4.7
Arizona4.4Kansas5.2North Carolina4.6
Arkansas6.0Kentucky5.1North Dakota4.5
California4.9Louisiana9.8Ohio4.9
Colorado4.5Maine3.3Oklahoma6.4
Connecticut4.3Maryland4.8Oregon4.8
Delaware4.4Massachusetts4.8Pacific Islands4.6
District of Columbia5.1Michigan4.4Pennsylvania4.7
Florida8.2Minnesota4.9Puerto Rico6.1
Georgia5.4Mississippi6.4Rhode Island3.8
Hawaii4.6Missouri5.1South Carolina6.2
Idaho4.6Montana4.0South Dakota4.4
Illinois5.1Nebraska4.9Tennessee4.9
New Hampshire3.6Nevada3.8Texas6.4
New Jersey4.9Vermont4.6Utah4.1
Washington5.2West Virginia5.8Virginia4.9
Wyoming4.4Virgin Islands12.3United States5.1

FY26 OCAF rates: when they apply

HUD states the 2026 OCAF rates go into effect February 11, 2026. That means the FY26 factors apply to eligible projects with a contract anniversary date on or after February 11, 2026. Your renewal effective timing is anchored to the contract anniversary date. So, the “go-live” moment depends on each property’s anniversary.

You can find the Federal Register entry and the 2026 OCAF table in the document below.



CONNECT WITH NAVIGATE

Connect Now