Mississippi
Whether you’re in a small county or a large MSA, this guide will help you understand the income requirements for housing assistance programs.
Mississippi 2026
Income Limits for Section 8
Navigating the landscape of affordable housing can be challenging. Understanding the statewide income limits in Mississippi is crucial for those seeking affordable housing options. This guide helps you easily find the income limits specific to your county or Metropolitan Statistical Area (MSA).
In Mississippi, the income limits for affordable housing vary by location and are determined based on several factors, including the area’s median income and cost of living. These limits are essential for eligibility in various housing programs, including Section 8 housing.
Providers determine eligibility for Section 8 based on total annual gross income and family size. The household income cannot exceed the U.S. Department of Housing and Urban Development’s income limits.
There are three categories:
- Extremely Low-Income (ELI): HUD defines ELI incomes as those that “do not exceed the greater of 30 percent of the median family income for the area or the federal poverty guidelines as published by the Department of Health and Human Services.”
- Very Low Income (VLI): VLI incomes are 50 percent of area median incomes.
- Low Income (LI): LI incomes are 80 percent of area median incomes.
Statewide Income Limits for MISSISSIPPI
The statewide income limits for Mississippi are as follows. You can find your specific county or MSA here.
FY 2026 State Income Limits
| Income Category | 1 Person | 2 People | 3 People | 4 People | 5 People | 6 People | 7 People | 8 People |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income (30% of median) | $17,050 | $19,500 | $21,950 | $24,350 | $26,300 | $28,250 | $30,200 | $32,150 |
| Very Low Income (50% of median) | $28,400 | $32,450 | $36,500 | $40,550 | $43,800 | $47,050 | $50,300 | $53,550 |
| Low Income (80% of median) | $45,450 | $51,950 | $58,450 | $64,900 | $70,100 | $75,300 | $80,500 | $85,700 |
Income limits can differ from exactly 30%, 50%, or 80% of the statewide median family income, because HUD applies ceilings and floors. Source: HUD FY 2026 Income Limits — Mississippi. Last updated: August 2026.
