How Much of Rent Does Section 8 Pay?

Understanding Tenant and HUD Shares

If you’ve ever wondered, “How much of my rent will Section 8 pay?”, you’re not alone. This is one of the most common questions from families seeking affordable housing.

The short answer: HUD pays the difference between your share (about 30% of your income) and the contract rent for the unit.

Let’s break it down.

What Tenants Pay Under Section 8

Tenants generally pay 30% of their adjusted monthly income toward rent and utilities.

If your adjusted income is $1,500 a month, your share is about $450.
If your adjusted income is $2,000 a month, your share is about $600.

This rule applies in both Housing Choice Voucher (HCV) and Project-Based Rental Assistance (PBRA) programs. You can read about the differences in the programs here.

How Much of Rent Does Section 8 Pay

HUD covers the remainder of the rent through subsidy payments.

For example:

If the contract rent is $1,200 and your share is $450, HUD pays $750 directly to the landlord.
If the rent is $900 and your share is $450, HUD pays $450.

The goal is to ensure rent remains affordable without placing excessive financial pressure on tenants.

Example Scenarios

Family of Three (Voucher Program):

Adjusted income = $2,400/month
Tenant pays = $720 (30%)
Contract rent = $1,200
HUD pays = $480

Senior on Disability (PBRA):

Adjusted income = $1,000/month
Tenant pays = $300 (30%)
Contract rent = $850
HUD pays = $550

These examples show how Section 8 adapts to different income levels while ensuring affordability.

Key Differences: Vouchers vs PBRA

Housing Choice Vouchers (HCV): You find housing on the private market. If the rent is above the payment standard, you may have to pay more (within limits).
Project-Based Rental Assistance (PBRA): You apply directly at PBRA properties. Rent is tied to the property, and your share is always based on income.

Learn more about the difference between vouchers and PBRA.