The 2019 round of applications has passed. Please check back for the 2020 HAT Announcement. Thanks!

2019 Annual Report

Each year, the Housing Affordability Trust donates millions of dollars to various housing projects and programs right here in Birmingham, Alabama. 

For over a decade, the Jefferson County Housing Authority and Navigate have acted as HUD’s Performance Based Contract Administrator in Alabama, Connecticut, Mississippi, and Virginia.

The Housing Affordability Trust was born out of this joint venture. The two boards created the Trust, using profits, with the intent of establishing a means of making funds available to qualified entities for affordable housing programs and related services. As a result, the Trust has been able to effectively deploy its resources and establish a legacy of improving communities and helping families.

Please contact Julie Reynolds at or 205-445-2800 if you have questions about HAT or the application.